Indiana Community Bank
Smaller Bank, Bigger Service
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Personal Checking Accounts

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Community First

  • $100 minimum balance to open account
  • $500 minimum balance to avoid $7.00 minimum balance fees
  • Unlimited check writing
  • If you have direct deposit, a personal savings account or are under the age of 23 or over the age of 60, minimum balance fees will be waived.

Community Gold

  • $100 minimum balance to open account
  • $1,000 minimum balance to avoid $10.00 minimum balance fees
  • Interest accrues daily, compounds and is paid monthly
  • If you have direct deposit or a personal savings account the minimum balance fees will be waived and you will receive:
    • Free first order of safety checks and no fee for money orders and cashiers checks

Community Platinum

Free safety paper checks

  • $10,000 minimum balance to open account
  • $10,000 minimum balance to avoid $10 minimum balance fees
  • Unlimited check writing
  • Balance tiers to determine interest rate:
    • $10,000 - $24,999
    • $25,000 - $99,999
    • $100,000 & over
  • Interest accrues daily and will be compounded and credited to your account monthly
  • If you have direct deposit or a personal savings account, the minimum balance fees will be waived and you will receive:
    • 0.25% discount on safe deposit box
    • No fee for money orders, cashiers checks and travelers checks

Community Money Market Account

  • $10,000 minimum balance to open account
  • $10,000 minimum balance to avoid $10.00 monthly minimum balance fee
  • Limit of six withdrawals per month, if by preauthorized or automatic transfer, or telephone agreement, order of instruction, point of sale or third party checks
  • Interest accrues daily, compounds and is credited to your account monthly
  • Balance tiers to determine interest rate:
    • $10,000 - $49,999
    • $50,000 - $249,999
    • $250,000 - $499,999
    • $500,000 or greater
  • If you have Direct Deposit or a Personal Savings or Personal Checking account, the minimum balance fees will be waived
  • Free Safety Paper Checks
  • No fee for money orders, cashiers checks and travelers checks
  • 25% discount on Safe Deposit Boxes (where available)

Personal Savings Accounts

Personal Savings

  • $100 minimum opening deposit
  • $100 minimum daily balance to avoid $9.00 quarterly service fee
  • 18 withdrawals per quarter. A $3.00 fee is charged for each additional withdrawal over 18 per quarter
  • Unlimited transactions are allowed in person at the bank
  • ATM card available
  • Interest accrues daily and compounds and is paid quarterly with a quarterly statement
  • The minimum balance fees is waived for those under the age of 23 or over the age of 60

MyLife...MySavings

  • $1.00 minimum balance to open account
  • Convenience of direct deposit or automatic transfer
  • One (1) withdrawal per quarter. Each debit transaction over one (1) per quarter is assessed $15
  • Interest accrues daily, compounds and is paid quarterly
  • Quarterly account statement

Certificates of Deposit

  • 1 day to 60+ months CDs available
  • Penalties assessed for early withdrawal

*Contact us for current interest rates