Personal Checking Accounts
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Community First
- $100 minimum balance to open account
- $500 minimum balance to avoid $7.00 minimum balance fees
- Unlimited check writing
- If you have direct deposit, a personal savings account or are under the age of 23 or over the age of 60, minimum balance fees will be waived.
Community Gold
- $100 minimum balance to open account
- $1,000 minimum balance to avoid $10.00 minimum balance fees
- Interest accrues daily, compounds and is paid monthly
- If you have direct deposit or a personal savings account the minimum balance fees will be waived and you will receive:
- Free first order of safety checks and no fee for money orders and cashiers checks
Community Platinum
Free safety paper checks
- $10,000 minimum balance to open account
- $10,000 minimum balance to avoid $10 minimum balance fees
- Unlimited check writing
- Balance tiers to determine interest rate:
- $10,000 - $24,999
- $25,000 - $99,999
- $100,000 & over
- Interest accrues daily and will be compounded and credited to your account monthly
- If you have direct deposit or a personal savings account, the minimum balance fees will be waived and you will receive:
- 0.25% discount on safe deposit box
- No fee for money orders, cashiers checks and travelers checks
Community Money Market Account
- $10,000 minimum balance to open account
- $10,000 minimum balance to avoid $10.00 monthly minimum balance fee
- Limit of six withdrawals per month, if by preauthorized or automatic transfer, or telephone agreement, order of instruction, point of sale or third party checks
- Interest accrues daily, compounds and is credited to your account monthly
- Balance tiers to determine interest rate:
- $10,000 - $49,999
- $50,000 - $249,999
- $250,000 - $499,999
- $500,000 or greater
- If you have Direct Deposit or a Personal Savings or Personal Checking account, the minimum balance fees will be waived
- Free Safety Paper Checks
- No fee for money orders, cashiers checks and travelers checks
- 25% discount on Safe Deposit Boxes (where available)
Personal Savings Accounts
Personal Savings
- $100 minimum opening deposit
- $100 minimum daily balance to avoid $9.00 quarterly service fee
- 18 withdrawals per quarter. A $3.00 fee is charged for each additional withdrawal over 18 per quarter
- Unlimited transactions are allowed in person at the bank
- ATM card available
- Interest accrues daily and compounds and is paid quarterly with a quarterly statement
- The minimum balance fees is waived for those under the age of 23 or over the age of 60
MyLife...MySavings
- $1.00 minimum balance to open account
- Convenience of direct deposit or automatic transfer
- One (1) withdrawal per quarter. Each debit transaction over one (1) per quarter is assessed $15
- Interest accrues daily, compounds and is paid quarterly
- Quarterly account statement
Certificates of Deposit
- 1 day to 60+ months CDs available
- Penalties assessed for early withdrawal
*Contact us for current interest rates