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SBA Loans

SBA guaranteed loans offer small business owners financing on more favorable terms for a variety of business purposes. Lower down payments and longer repayment terms mean more of the business retains more working capital where it can generate additional profits for your business.

There are three loan programs that offer distinctive advantages, depending on your business needs:

SBA 7(a) Program - Offers flexible term financing for virtually any business purpose with variable rates, long-term repayment (up to 25 years), and higher leverage for qualified business owners. This is an excellent choice for buying or building real property, acquiring a business enterprise, or buying equipment for your business. Maximum loan amount is $2,000,000.

SBA 504 Program - Offers long-term financing solutions specifically aimed at acquiring capital assets for business expansion. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. Some additional restrictions required related to job creation. Maximum loan amount is $6,000,000.

Contact us for more information at our Elkhart office at 574.295.9600 or our Goshen office at 574.533.2006 or via email at ebank@indianacommunitybank.comPlease do not send personal or other confidential information (e.g. account numbers, social security numbers, etc.) through this unsecured form. Please do not use this e-mail for communications we require to be in writing or which need immediate bank attention. Please call us instead at our Elkhart office at 574.295.9600 or our Goshen office at 574.533.2006. Go Back Continue . Also, information regarding SBA Loans can be found at www.sba.govThese links are provided as a convenience to you. These links are controlled by third parties and Indiana Community Bank does not endorse, approve, certify, or control third party sites. Any transactions engaged in or products purchased on these sites is at your own risk. Go Back Continue .